Tuesday, January 12, 2010

Trip to Vegas....Part 2

Prior to the trip I got tickets to two shows. On Friday night we saw Frank Caliendo, who was appearing at our hotel. Very convenient to walk from the crap table right into the theatre. If you are not familiar with Frank Caliendo, he is an excellent impersonator/comedian. http://www.youtube.com/watch?v=eLM0esS0Z0g&feature=related

On Saturday night we saw Andrew Dice Clay at The Riviera. This is an old-style, seedy, run-down hotel on the strip. Kind of like The Shangri-La in the movie "The Cooler" http://www.youtube.com/watch?v=iHIH8zkVfg4 Andrew Dice Clay was playing in a little nightclub style room, deep in the recesses of the shabby Riviera. While we were waiting to be seated, the hostess came over to Brian and I and asked if the man we were with was our Dad. When we said yeah, she said "It may be a wait until we start seating people, I'm gonna give you guys seats up front and seat you right away". This was very good, considering it took 45 minutes to seat everyone else.

So, we saw the politically incorrect Andrew Dice Clay. If you are not familiar with Dice, here's a short clip. http://www.youtube.com/watch?v=tlnfOsBf6T8&feature=related The thing is, while his current act is as raunchy as ever, he has plenty of new material, and he IS a pro (which in comedy means he has great interactions with the audience). No lie, we were in stitches for over an hour. After the show, Manny did point out that "This guy didn't invent this kind of comedy, Redd Foxx used to do stuff like this".

For Sunday, we knew in advance it would be all about betting on pro football. I saw an ad for "1500 seat theatre for NFL games, 6 big screens, no smoking" at the Hilton. We agreed this was for us. The NFL games start at 10 AM in Vegas, so we decided to go for a breakfast buffet at the Hilton, and then go to the theatre for the games. The Hilton had a GREAT breakfast buffet, which was right next to an impressive sports book.


We didn't stay at the sportsbook, but it's a nice one. The big screen in the middle of the picture has the odds on all the games and all kinds of proposition bets. Besides football, they had basketball, horseracing, "future bets" for baseball, and betting on Nascar.

We walked over to the theatre, where there was no charge, but a small line to get in. Right outside the door were several betting windows, strictly for football. This is the way life is supposed to be!! While we were waiting to get in, one of the hostesses came over to Brian and said "Are you guys here with your Dad?" When he said yeah, she said "I'm watching you guys take care of him, and I take care of my Dad too, I'm gonna give you guys VIP seating, and wristbands for free food and drinks all day". Not too shabby, and we told Manny that we both agree he is very "useful".
In hindsight, I made some good picks, but bet poorly at football. I loved the Jets against Tampa Bay, but I only bet a little on them. I used the Jets in a lot of parlays, which means I needed the Jets AND other teams to win the bet. The Jets killed Tampa Bay, but most of my other teams were busts, and it cost me. Such is sports betting.

Next.....Part 3

Monday, January 11, 2010

Trip to Vegas....Part 1

When I started to actually plan the long discussed "Trip to Vegas With Manny and Brian", I thought that one fringe benefit would be writing about it. It had potential for great material, especially considering how much I enjoyed writing about my previous Florida visits with Manny. It is now a month since the trip (we were in Vegas 12/10 - 12/14), and I haven't blogged on it yet.


Here goes......it was a weekend of booze and broads, hot streaks at the tables, and some nights I can't even remember. Oh wait, that's the imaginary trip I took when I was single, Manny was magically the same age as me, and Brian attracted babes just by walking in the room.

I must report: that was NOT our trip.

OUR trip started with Brian and Manny flying into Vegas from Florida, and me flying in from New York. We landed at the same time (I know this because Brian called me on the cell phone at the precise moment and I actually saw their plane on the ground right next to mine). I went and got the rental car and came back to pick them up. This was a theme throughout the trip....we constantly coordinated all our movements to adjust to Manny's minor limitations. Brian and I made up systems for everything, so everything we did fit with what Manny was able to do.

We stayed at the Monte Carlo, a big hotel on the strip.

















I like it because it is not "over the top" on glitz, it has a nice casino, plenty of restaurants, and is centrally located to many of the other hotels. We ate at a few of the restaurants there, and the buffet, and they were all fine.

I knew in advance that Brian enjoys sports betting, especially football, so I was glad to see the Monte Carlo had a small, comfortable sports book. It had betting on college and pro basketball, college and pro football, and of course, horse racing from all over the country. We played them all, in comfort and without regard for anything going on anywhere else in the world. A few times we bet on games that we knew were on TV, then went up to our room and watched them. I got a kick out of yelling and screaming for Kansas to cover a 22 point spread against some crappy small school.....and they did cover it!

The first thing some people asked me when we got back was...."how did you do with the gambling?" The casino at the Monte Carlo only had three craps tables, which were pretty busy, usually $5 minimums with triple odds, exactly how I like it. I played a lot of craps, and taught Brian to play. I even caught him playing without me once!!! I was probably up a bit at craps for the trip. I had a few sessions where I did well, and cashed out ahead. I had some sessions where I lost, but never a session where I got really hammered (which can happen at craps, but during the whole trip it never happened to me).

I did not do as well at sports betting or Caribbean Stud poker, which caused me to have a net gambling loss for the trip. However, considering the amount of play, and considering that the amount I lost was a fraction of what I was prepared to put in play, I rated my gambling for the trip as successful. I know that some of my readers gamble, while some don't, but I feel compelled to say something about gambling as an entertainment activity. In the long run, one cannot win at casino gambling. The math is against you, and the longer you play, the more the math must catch up and beat you. That being said, over the short term, players tend to have times when things go right and there are times when you win. It never happens that one loses every bet. That would be as unlikely as winning every bet, it just doesn't happen. I like to play craps with the intention of playing for a certain amount of time, say 45 minutes. If I catch a nice roll, and am ahead a few hundred bucks, I cash out and do something else. If I start out at a table and its cold, and I am down a few, I also cash out and walk.

Sometimes, you may bet at a certain level, catch a little streak and get ahead, and take a shot at playing at a higher level. If you catch another streak while doing this, you have some real excitement. This DOES actually happen sometimes, and it IS enticing. What you can't do, is try to force it, or chase it, or figure that the odds are its going to happen soon so you keep playing. I don't do that, Brian doesn't do that, and Manny doesn't do that (any more).

Next.....Trip to Vegas, Part 2......

Sunday, January 3, 2010

Back From Hell (10 Worst Things About a Dental Abscess)

I haven't blogged in over a month. I could attribute this to the Holiday Season, or to the long awaited "trip to Vegas with Manny and Brian", or being burnt-out, but the truth is I haven't felt like doing much of anything since my trip to HELL with a dental abscess.

The timing could hardly have been worse.....my bottom right, back molar started hurting a few days before I was supposed to leave for Vegas. I begged my dentist to "do whatever is necessary to not ruin my trip", so I ended up going to Vegas on antibiotics, a commenced root canal, severe pain, a swollen jaw and some major league trismus (essentially.....lockjaw). I never appreciated being able to open my mouth until a month of not being able. I could open my mouth enough to slide in a teaspoon with something flattened onto it.

In an effort to experience all the major illness groups and report to my readership, let me tell you......dental abscess pain stands front and center with the best of them, and I am so far acquainted with heart attack, throat cancer and melanoma surgery. This pain laughed at high levels of Advil and Tylenol, and scoffed at Vicodin. If I had saved a morphine patch from my throat radiation days, I'd have slapped that baby right on.

I would be remiss if I did not recount the miracle of my hellular redemption. When I got back from Vegas, my dentist referred me to an oral surgeon, who was reluctant to extract the bad tooth in my "condition", and suggested it be done at the hospital under general anesthesia. I'd have followed this advice, but the surgeon at the hospital could not see me for two days more. The next morning I had some new clients at my office, and when I apologized to them for talking slow and slurred due to a dental problem, the man asked what the problem was. Bottom line.....he was an oral surgeon who was on vacation, his credentials were incredible, he saw my condition was serious, and offered to extract the tooth at his friends office immediately. We went straight there and he did the job.....starting me on the road back to blogging.

What were the chances of that?!?!

As a blogger I'm sometimes not so keen on my own privacy, but I will respect my savior's privacy and not mention his name. However, if anyone in my blogging world ever needs help in this area, e-mail me.

Here's a top 10 list (worst things about a dental abscess) to start the year:

10. If you research any medical topic on the internet, you become certain death is at hand.

9. Not only could I not sleep, when I drugged myself to sleep I kept dreaming that gremlins were planting exploding teeth in my gums.

8. If you take an antibiotic which can cause diarrhea, and then start on Vicodin which makes you constipated, you become certain that you will eventually become an exploding sack of s**t.

7. Eating in tiny bites makes every meal go really slowly. I need another 30 years or so until I can accept that.

6. When the bad tooth was finally going to be extracted, I could hardly wait for the Novocaine shot....just to make the pain stop.

5. When I was in Vegas, the only time I was not having dental pain was while playing craps.

4. I have given a lot of thought to how a dental abscess would have been handled in the 1800's. I have concluded it is too painful to think about.

3. One night I was up at 5 AM, and watched the movie "A Picture of Dorian Gray". It was pretty cool, so now I am reading the book. OK, so SOME good came of this.

2. I know there are worse things that can happen, and I don't usually express things like this, but.....I hope I never find out.

1. When something bad finally ends, it causes a wave appreciation for health and freedom from pain. I pray for the strength to always remember this.

I wish a happy and healthy 2010 to ALL.

Tuesday, December 1, 2009

Running a Scenario

I don't want to make predictions. After all, if I'm wrong, there it is with my name and the date of my wrongness. Not that so many people are reading, but I confess, I read it, and it would bother me to read a wrong prediction.

So, instead of making a prediction, I will "run a scenario". That way, if I'm wrong, I won't have made a wrong prediction. If my scenario runs true, I won't say I made a correct prediction, but I will know I did.

Here goes......

A health care reform bill will NOT be passed.

It will be the first humbling defeat for President Obama. He will handle it with dignity.

As a result of this defeat, despite his valiant efforts to DO SOMETHING, his stature and credibility will rise.

He will then undertake the next big social issue of our day.....IMMIGRATION.

As emotional as immigration reform is, it is much simpler than health care reform.

It has the potential for bi-partisanship, negotiation, and results that are predicable, measurable, and understandable.

Congress will pass a comprehensive immigration reform bill in 2010, and President Obama will sign it.

Right leaning Republicans will rail against this new law, and make it the cornerstone of their effort to take back the White House.

President Obama will be re-elected in a landslide, largely because of his handling of immigration reform in the aftermath of his defeat on health care reform.

Many will speculate as to why Obama chose to tackle health care before immigration. Ultimately this decision, whether by design or not, will be credited as one of the most brilliant moves in American political history.


If this all turns out to be wrong....hey, it was just a scenario.

Somehow, though, I do think this is how it's going to play out.

Your scenarios are welcome.

Sunday, November 22, 2009

What About This "Public Option"

Two posts ago (Paradoxes in the Health Care Debate), a reader posted a thoughtful comment, which included the following:

"As a lawyer, Barry, would you want to see the government subsidizing other lawyers in your area of specialty? Sure, you can compete with other private lawyers, but can you compete with lawyers being subsidized by the government? The government could lower their rates to zero if it so desires, which you cannot do."

This got me thinking.....the government DOES subsidize lawyers in the criminal law field. The government pays for lawyers for indigent defendants. This takes the form of legal aid, and in New York there is also an "18-B" panel, which represents criminal defendants when a conflict of interest prevents legal aid from representing a defendant. This subsidized lawyering directly competes with private criminal attorneys. Criminal law is not my specialty, but I know plenty of lawyers who do this work, and I have never heard a complaint about "competing with a government subsidized program". Let's look at a few reasons, and see if there are analogies to health care:

1. Some private criminal lawyers, but not all, are on the court appointed panel. They do this to subsidize their income, and because it is also a source for future "private" cases. Many criminal law attorneys derive a serious portion of their income from participating in the court appointed panels, and are PAID by this "government subsidized" program.

1(a) I suspect that many, but not all, doctors in private practice will choose to accept payment from the government option health plan. (They may be required to accept it, which seems right to me too). Will that plan be paying much less than the private insurance plans? I see how little my private insurer (GHI) pays my doctors under the present system. Sometimes it's embarrassing. I maintain that the public option will be a bonanza for many doctors in private practice, and for hospitals.

2. Some clients who would be eligible for legal aid or a court appointed lawyer ELECT to retain a private attorney. There are many reasons they may do this, but the obvious ones are better service, higher skill level, personal attention, and what may be at stake (their liberty). Clients pay extra for this if they (or their family) choose to, and they generally get value for their money.

2(a) I suspect that many, but not all, patients and health insurance buyers will ELECT to pay a premium to stay out of the public option and will pay for private insurance. There will be factors determining how many do this, but the main factors will be "how competitive is the price" and "how much better is the service". It will be all about competition, and the private insurers will be quite able to compete. It's just that as it presently stands, they'd prefer not to.

3. Even in the non-criminal areas of practice, there are times when lawyers compete with subsidized programs, and clients who can obtain legal services for zero cost. There are civil matters where clients can get legal services without paying, or by representing themselves. Housing Court is an example of this. People can pay a private attorney, but many either "can't afford it" or elect not to pay a private attorney. I don't have a problem with this. Legal clients have an option medical patients don't have, they can represent themselves, and some do.

3(a) Doctors already have "competition" from a subsidized source......the emergency rooms that do not turn people away. Who pays for these services? Some patients are on Medicare and Medicaid, some pay the hospital, some stiff the hospital. Where the ultimate cost falls is a big shell game, but if I had to guess at the biggest reason private health insurance is so expensive, its that the hospitals make up the difference on all the "stiffage" by banging the private insurance, who simply bangs it back to its customers. Like I said, a big shell game.

3(b) People without health insurance, and who are not old enough for Medicare, or poor enough for Medicaid, are different than poor legal clients in one important way. They can't be their own doctor. Instead, they either delay care, or go without it, or they face financial ruin when an emergency happens. All because of a shell game. A zero-sum gain shell game designed to benefit those presently running the game.

The "public option" makes for a fairer shell game.

Saturday, November 21, 2009

Y'all Asked For It

Why is this all happening?
Why is there going to be massive health care "reform" and a big old new immigration extravaganza behind it?

The Republicans have wielded power or "veto power" in either Congress or the White House since 1980. Their political mantra has been, and still is "the best government is that which does least". They have sold the message so well that in actuality, they caused the government to do NOTHING.

They did nothing, and would still prefer to do NOTHING about our disgraceful health care system. I don't love every aspect of the current proposals, but I despise the notion that a responsible government would do NOTHING, with costs spiraling out of control and a significant percentage of our citizens lacking basic health coverage. What was the Republican plan to address these issues? The plan was to do NOTHING, and the plan was executed.

It's still the plan, and it may still work. Now that change is at hand, the entire propaganda machine is mobilized to stop the change. Never, EVER is there an actual workable counter-proposal, which reveals the basic problem......the view that the government should do NOTHING, and somehow let things get worked out in some "Darwinian (or creator-oriented)" way.

NOTHING was a bad and evil strategy. And now, the Republicans have probably lost their ability to negotiate and improve the details. It's a ramrod job.

Y'all asked for it.

Tomorrow - Y'all REALLY asked for it on immigration, and you're going to get it.

Monday, November 9, 2009

Paradoxes in the Health Care Debate

Wow, this stuff is complicated.

Some people told me that I've made some good points about certain issues in the health care debate, but they "don't know where I stand". I apologize for not yet deciding which slogan to latch onto, and for not yet being on auto-answer. I'll leave that to "Democrats" and "Republicans", who have decided they must condescend to all of us by taking thinking, reasoning and logic out of the discussion. Can't say that I blame them.....we make American Idol a top rated show, we buy Disney products, we allow hip-hop to be called culture, and we act like drinking diet soda is a healthy choice. If I were elected, I'd keep the debate to slogans too.

Fortunately, I didn't run, and if I did, I couldn't win. I can't do slogans. I'd rather look at the slogans, and use them as a basis for something unintended.....thinking and discussion. Here are a few:

"If health care reform is passed, a bunch of bureaucrats will be coming between me and my doctor about MY healthcare" ----- To anyone who says or thinks this, I ask the following:
Are the people at insurance companies who reject and reduce medical claims not "bureaucrats"? Are they better...somehow? Lemme see if I understand this....someone whose job it is to reject your claim so their company can maintain profits is better for you than someone who works for the government?


"We have the best medical care in the world" ------- Yes, if you have insurance. (Actually, I don't know if we have the best medical care; I'm as ethno-centric as the next person.....and truthfully, we don't seem like a particularly healthy country). I've heard the argument that even people without insurance still get treated, but the inequities in our current system are stark, and shameful.


"We want to improve the current system, but we do not need a drastic overhaul" ----- This one really gets me. The current system was and is spinning wildly out of control....anyone who is paying their own way for health insurance KNOWS this. This has been going on for years. Eight years Bush was President, and he had a Congress too, and they did not even sniff at this issue. Now a little tweaking won't do it. Now an attempt is being made to make it fair. It's worth the effort.


"Illegal immigrants should not be covered" ------ I actually agree with this one, but I have no problem with taking every undocumented person who is here working, giving them status, and making them work ON THE BOOKS, and paying to be in the health care system. If having them all in the system and paying brings the cost of health insurance down, I vote "aye".


"It will lead to socialized medicine" ------- I know a lot of doctors. None of them are socialists. Most of them are capitalists, and appreciate being among the best paid professionals in our society. Most people do not begrudge them this. Mandated health insurance will be the biggest boon to medical business in the history of business. That's why you don't hear many doctors speaking out against this, except a few insurance company whores. If you were in a business, and there were tens of millions of customers who needed your products and services, but couldn't really afford it so they held off buying it, and now it would be law that everyone would be able to pay for your products and services, would you like that law? Multiple choice question....... If you were a doctor in a small practice, how would you feel about universal insurance?
(a) You'd be sporting a woodie.
(b) You'd be creaming your jeans.
(c) You'd be humming the "Anticipation" song.
(d) All of the above.


"It's part of a master plan by Obama (and the Dems) to turn the country socialist" ------Note to people who say this....paranoia is not attractive.


"The public option will drive the insurance companies out of business" ------- Are they really going to just roll over and let that happen? Nah, what they will have to do is COMPETE, which I thought was the American way. Oh, is it "not fair" to have to compete with the government? If you give good service and fair prices, and people HAVE TO buy insurance, a private company should be able to kick the governments butt and get huge new business. Have the insurance companies gotten so fat that they can't compete? (How utterly American of them) Can anybody show me where they are competing with each other now? Are they competing on price? On service? Never and nowhere.
No, they will NOT go out of business....they will compete, and the strongest will survive. As it should be.


I'm getting closer to knowing whre I stand.
Can't wait to see what the Senate does.

Monday, October 26, 2009

World Series Preview

As a Mets fan, I know enough about both the Yankees and Phillies to write an objective World Series preview. I can do this because in addition to being a Mets fan, I am also a BASEBALL fan. I know good and bad baseball when I see it.

I saw a lot of bad baseball this season, having watched every Met game through the end of July. After that, well, everyone has a limit. One sentence sums up how bad the Mets were this year....."Luis Castillo was our best player."

I watch some Yankee games during the season, and I read about them every day, and I listen to the FAN. I do NOT listen to them on the radio, since John Sterling and Suzyn Waldman are un-listen-able, but I know the Yankees well enough to talk about them.

It's a funny thing about the Yankees, I root against them, but I like and appreciate most of their top players. I root against them because ever since George Steinbrenner blew into New York, the Yankees became all about winning by outspending, and using their money power to win, because apparently, baseball is about winning. Nothing else matters, the game of baseball doesn't matter, families enjoying the game doesn't matter, fair competition doesn't matter, and having the best player money can buy (at every position) is the way to go. I hate the idea that kids become Yankee fans "because they win", an idea fostered by their Yankee fan parents. Note to parents....this is not healthy.

That being said, the Yankees have some truly great, admirable players, who not only play at a high level, they go about it the right way. My favorites are....

Derek Jeter - When I'm an old guy, and some young person (hopefully) asks me who was the best baseball player I ever saw, Derek Jeter is the man. Statistics don't matter, if you know the game, and you watch enough, you know that not only is he a great player, he is a leader who makes his team better.

Jorge Posada - Switch-hitting catcher with power, super clutch. Plus, if you know about his son's hardships and his family's struggles with that, you have to root for him. I also like him because some people, even some of his team-mates, question his defensive abilities. He keeps proving them wrong.

Mark Teixeira - Wow, this is the guy I wish the Mets had gotten. On the famous "Luis Castillo drops the pop-up on the last out and the Yankees beat the Mets" play, Mark Teixeira was running all the way from first, and scored the winning run. Note to David Wright - would YOU have scored on that? Note to Met fans - would ANY of our current players have scored on that ball?

Mariano Rivera - He euthanizes the opponents when he comes in. He may never retire. He is not perfect, though as close as possible. However, if you get to him once, you better win that game because you are not getting to him again. Ultimate professional.

Andy Pettitte - How long has he been pitching? Fifteen years? It always looks like teams will hit him, but in big games they never do. He also told the truth about Roger Clemens, and about himself, and earned my respect for that.

You can have the rest of them, even A-Rod....OK, especially A-Rod. I don't have much use for Cano, or Melky, or Swisher, or Matsui. I feel kinda sorry for Joba, because he is destined to be "Mariano's replacement", and as much as the Yankees have ALREADY ruined Joba, that will finish him off. Sabathia is a great pitcher, but the fat man is a hired gun, and not nearly as much fun as David Wells.

It does appear that the Yankees will be hard to beat in the World Series. Now, about the Phillies.....

We (the Mets) play them a lot. I suppose it's not a secret, but let me say something about the Phillies.....They are TOUGH, and they fight hard. Position by position, the Yankees have a better team, with better pitching and a much better bullpen. But the Phillies come to play, and while they have three top players (Jimmy Rollins, Chase Utley and Ryan Howard), the guys that beat you are Shane Victorino, Jayson Werth, and Raul Ibanez. I don't care what their statistics are, if there is a way to beat you, they will find it.

The Phils are vulnerable to left-handed pitching, so Sabathia and Pettitte should neutralize Utley and Howard. However, other than Mariano, I don't like the Yankees pen against either of those guys, in either ballpark.

Will the Phils actually pitch Pedro against the Yankees? It would be sad if the Yankees bomb Pedro, and while I'd have some regret if he pitches well, I must admit that would be my preferred outcome.

The Phillies have some guys who are either great, or terrible. Cole Hamels and Brad Lidge in particular. The thing with them is, IF they are on, they are hard to beat.

Baseball is a game of intangibles. It sure looks like the Yankees are a "team of destiny". That doesn't win the games. Clutch pitching, defense, and toughness wins games. This will be a 7 game series, the Yankees will win 3 blow-out games, and the Phillies will win the series in 7.

Whether I am right or wrong, I still love the game, and I will spend the winter thinking about Jose Reyes' hamstring, and other similarly important issues.

Monday, October 12, 2009

If The Analogy Fits.....

The people who are most vocal about the need for universal health insurance are those who don't have it. Generally they say they don't have it because they "can't afford it". Lots of people buy things they can't afford, and opt not to buy other things they probably could, but bottom line, it's a DECISION. I'm not saying it's an easy decision, but like many financial decisions, it involves allocating your resources and making judgments.

I recently heard a radio talk show caller say she worked two nursing jobs, made pretty good money, but did not have health insurance because it cost $500 a month. She was imploring the President and Congress to "do something". I wanted to say (well actually, I DID say....to myself, while driving) "Uh, you do know that President Obama is talking about making health insurance MANDATORY, right?" This little tidbit is often lost in the discussion, or tossed in with phrases like "if you can't afford it, we'll help you".

I think a lot of people are in for a big surprise. Breathe easy, you're gonna get health insurance, but YOU'RE GONNA HAVE TO PAY FOR IT.....BY LAW!!!!

Can the government do that? Make you pay for something that has always been optional?

The closest analogy is motorcycle helmet laws. If you live in a State that has mandatory motorcycle helmet laws, it seems like a no-brainer (ouch, bad play on words). Everyone accepts it, you kind of understand that the government is making a law requiring people to protect themselves, and also not make us all responsible for their stupidity. If you live in a mandatory motorcycle helmet law State, you may not realize that such laws are NOT universal. Check out this map http://www.fastfreds.com/helmetlawmap.htm I love the comment on the bottom "When I Ride I Decide... Not the State or the Safety Nannies". Yes, there are people who think this way. People who believe in an individuals right to decide things for themselves. This is very often a Republican trait, and the little map looks like Bush v Kerry or Bush v Gore.

Now we have some irony. The Federal government is going to tell a lot of people they must carry health insurance. And they must pay for it, month after month. I think in other contexts this is called "a TAX". Most middle class people, most Democrats, are fine with taxes on "corporations" and "rich people", but taxes on themselves are harder to swallow. I can't wait for them to start asserting their right to make their own decisions about health insurance.

I know that a logical response to this will be...."Well, if people can't afford it, and the government helps out, then it will end up with employers paying, which is also a tax....the pernicious sort of tax that cripples businesses and job creation". I don't think this can be pawned off on small businesses, the stretched backbone of our economy. I don't think so because businesses make decisions too, and if this becomes the playing field, if it becomes OUR TAX....we're not hiring.

What about the "public option"? I think when most people hear this, they assume this is "the free public coverage that I can opt for". I don't think so. I think it would be something affordable.....that you will be REQUIRED to pay for. Still like it? Getting DMV-like service and having to pay for it? It may end up being a big boon to private health insurers because once people accept having to pay, they will probably splurge for the better service of private insurance.

All this health insurance stuff is all about getting more paying customers. That's always what insurance is about. All the low risk people (ie - young and healthy people) are making a decision to stay out of the system. Now the government is going to make their decision, you are IN because we all need you in....to spread the risk around and make it affordable for everyone.

Damn it, we need more customers. And that is the 800 pound gorilla my friends, the 15 million hard working participants in our economy who do not have legal status, and desperately want it. The ones who are going to ultimately get legalized, and can then participate in our mandatory, you pay for it, health insurance system. They can all make a decision, stay and pay, or leave. They'll stay, and this is what will ultimately make the entire system work. Obama and the Democrats in Congress are surely onto this.

You can write it down.

Saturday, October 3, 2009

The Part Obama (and a lot of other people) Don't Get

Dear President Obama (and a lot of other people):

Ultimately, entrepreneurs drive the economy, not the government.

People who run businesses and employ other people know this. Most people who work for other people don't get this. President Obama works for the government, and as far as I can tell has always worked for others. So has Michelle. They don't get this entrepreneur thing. Neither do 89% of Congressmen (Yeah, I made up the stat, but it's probably right).

Being an employER is way different than "working".

I don't have a "job", I run a business. I don't HAVE a job, I CREATE JOBS. I haven't just created my own little job, I created three full time jobs, plus I contract out meaningful legal work to four other lawyers, plus my little law office puts tens of thousands into the economy in numerous ways. I figure I've created enough business activity to feed eight families.

If I come up with good ideas, if I market well, if I am bold enough, I will create more jobs. I am motivated to do this by several things.....I want to make more money, I want to provide useful services, I want to be known, I want to be remembered, I want to be part of our economy.

I KNOW, as all business owners know, that I will create more jobs, and help the economy, in the long term, WAY more than any stimulus package or clunker program EVER will.

You would think the President would know this.
You would think Congress would know this.
You would think the voters would know this.
You would think people who work know this (some do, but not most)
You would think State and elected officials would know this. (The only one I can think of who seems to realize this is Mayor Bloomberg....an entrepreneur)

You would be wrong.

Hey, I want the health care system reformed and improved. After all, my premiums are now going up to $1880 per month. That's right, my working friends, I PAY that every f***ing month! It's not one of my "job benefits", I PAY for it. As do most businesspeople, IF they can still afford it. Right now, I don't pay for health insurance for my employees, who seem to have it "through someone else". Crazy, but true, and quite common.

I hope I can create more jobs, and help knock down the unemployment rate. I hope hundreds of thousands of small and medium size business owners can do the same thing. I hope we can afford to make business ventures, try new ideas, be vibrant, make the working world exciting and wealth producing. I HOPE WE DO NOT BECOME A NATION OF CIVIL SERVANTS.

How many jobs can "stimuli" stimulate?

Are we in a good environment for new businesses to start? I used to wonder why more people who were laid off didn't TRY to start businesses. But I now realize why. You'd have to be crazy (or at least illogical) to try, when the taxes and health insurance obstacles are insurmountable.

Are we in a good environment for businesses to grow? Uh, thinking that "universal health insurance" will likely mean a mandate that employers cover all, or that universal coverage will increase taxes even further, makes me pause. Entrepreneurs across the country are collectively paused, and will stay that way, and will prevent the unemployment rates from coming down.

Maybe I will make the logical decision to "get a job", and make things safer and easier for myself and my family. I'd probably be a great employee, and I suspect a firm would hire me. Former entrepreneurs usually make great employees. Something about "getting it" comes into play.

If I decided to "get a job", I guess the eight families I feed will have to find another way. I guess if entrepreneurs and employers across the country make this logical move, unemployment will go up even more, and the government will eventually employ most people. Maybe we ARE destined to be a nation of civil servants.

Businesses are where real solutions come from. We need the government to help the Country by letting us do what we do, create real jobs and build a strong, competitive economy. Mr. President (and a lot of other people), you don't get it, and it's going to kill us all.

Sincerely,

Barry Seidel
(proud capitalist)